Here's whether it makes sense to ditch stocks and move to cash

Here's whether it makes sense to ditch stocks and move to cash  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  VIEW IN BROWSER | SUBSCRIBE WED, AUG 28, 2019 YOUR WEALTH Editor's Note Some investors will be overcome with emotion and panic when things are going a little crazy in the stock market. The question they grapple with is: "Should I sell my stocks and go to cash during volatile markets, or should I stay the course, and keep my money invested for the long haul?" While it might be hard to hang in there when you see your portfolio drop in value, for many long-term investors, it's best to turn off your emotions and stick with your investing strategy. The biggest problem with selling when you get worried is the fact that you are essentially "locking in" your losses. Until you actually liquidate your stocks, your losses are pretty much just on paper. Despite all the warnings, there will be investors who will look to increase cash positions in their portfolios in anticipation of continued volatility and falling prices. Of course, most financial experts agree that can be costly in the long run. However, one advisor doers offer a caveat, although it's a big caveat. "If you have all the money you'll ever need, and don't need to take on any risk to accomplish all of your goals for the rest of your life, sure, move to cash," said certified financial planner David Robbins at Moors & Cabot in Phoenix. "But realistically, that's a rare scenario." For more cool stuff like this, please follow me on Twitter @jimpavia and check out CNBC's Financial Advisor Hub and CNBC + Acorns Invest in You: Ready. Set. Grow. CNBC and Institutional Investor will hold the ninth annual Delivering Alpha conference. It's scheduled for Sept. 19 at The Pierre in New York City. This conference brings together some of the biggest names in the investment community including top institutional and sovereign funds, private equity, hedge funds and venture capital, and influential political and economic leaders. CNBC anchors and reporters will lead discussions on the critical issues facing investors in today's global economy through one-on-one interviews and panel sessions. For details, visit: www.deliveringalpha.com. Jim Pavia @JIMPAVIA --> Here's whether it makes sense to ditch stocks and move to cash With stocks zigzagging and some experts warning that a recession is looming, investors may wonder whether they should bail on the market — whether permanently or for a while. Here's what financial advisors say. Do you think saving is hard? This trick could make it easier to stay motivated so you meet your goal Everything's fine. That makes it the perfect time to start saving for when things go wrong. 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As tempting as it may be to take a loan, you should only tap it as a last resort. Here's when it might be OK to borrow. Student borrowers with cancer can now pause their payments Nearly a year ago, Congress passed a law allowing people with cancer to press pause on their student loan payments. Yet borrowers haven't been able to access the so-called cancer deferment because the U.S. Education Department didn't issue an official application. That form is now available. These moves can tank your credit score Experts warn that other moves you make can drag down your score. Give me all the smoke, I'm here for it "As a monthly dollar cost averager and sometime lump sum allocator, I never root for all time high prices. I'd rather have the drama. Give me all the smoke. I can take it ..." CONTRIBUTORS Sharon Epperson @sharon_epperson Josh Brown @ReformedBroker Unsubscribe Manage Newsletters Terms of Service Join the CNBC Panel   Digital Products Feedback Privacy Policy CNBC Events   © 2019 CNBC LLC. All rights reserved. A property of NBCUniversal. 900 Sylvan Avenue, Englewood Cliffs, NJ 07632 Data is a real-time snapshot *Data is delayed at least 15 minutes. Global Business and Financial News, Stock Quotes and Market Data and Analysis. Data also provided by THOMSON REUTERS