| How to protect yourself from a breach even if you're not a Capital One customer | | |  | WED, JUL 31, 2019 | | | | Even if you aren't a Capital One customer, the recent data breach should serve as a motivation to protect yourself from any possible fraud.
With that said, there are some steps you should take. Start with a credit freeze. This offers an extra layer of protection by restricting creditors' access to your credit report. Basically, if a cyber-thief applies for a fraudulent line of credit, most creditors would try to look at the applicant's credit report and see it's locked.
Sign up for free credit monitoring. This allows people to regularly check for changes to their credit score, which could alert them to fraudulent lines of credit that have been opened using stolen credentials.
Here's an easy one that most of us forget to do: Change your passwords. By the way, reusing old passwords or using the same exact password in various accounts is never a good idea. Experts suggest using "alphabet soup-looking" passwords that will make it harder for hackers to crack. Finally, keep careful track of all credit card statements, in case any fraudulent charges pop up.
For more cool stuff like this, please follow me on Twitter @jimpavia and check out CNBC's Financial Advisor Hub and CNBC + Acorns Invest in You: Ready. Set. Grow. | --> | Americans fork over billions in hidden fees | | Ever feel ripped off when you don't find out about extra charges on a mobile phone bill or hotel stay until just before the payment is due? You are not alone. But there is a way to avoid these hidden or unexpected fees. | | | | | | SEC's new investor protection rule won't end the fiduciary debate | | Regulation Best Interest is just the latest regulatory move in the debate over whether advisors and brokers should adhere to a "fiduciary standard," which calls for putting clients' interests first on an ongoing basis — something the new rules do not require. | | | | | | 'Deceleration' | | "One of the things that's kept people out of stocks (or more lightly allocated) has been the concern over "negative earnings growth" or the idea that the EPS and sales growth of 2018 was petering out ..." | | | |
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