How to fight for your financial rights

THE ECONOMIC TIMES Tue, Jul 02, 2019 | 04:09 AM IST ET Wealth Newsletter

WHAT'S HOT #RERA,#sukanya samriddhi yojana calculator,#alternative investment returns monitor,#realty hot spot series,#stock pick of the week,#mf portfolio doctor,#family finance

How to fight for your financial rights Whether it is banking, insurance or real estate, it is easy to be taken for a ride. Find out how you can protect your rights. Why long-term equity investors should not invest in PSU stocks Experts say those who prefer to invest and forget for decades should ignore the PSU space. Podcast: What could be in store for the common man in Budget 2019? In this week's ET Wealth Wisdom podcast, we hear tax experts from EY India and PWC India give their takes on what they expect from Budget 2019. Conservative investors should stick with this truly safe, short list of investment products The interest of conservative savers is best served by investing only in a short list of products—PPF, government bonds and bank FDs. Liquidity isn't the problem. There're others. Issues of governance and real-estate loans need to be fixed to get non-banks back on the rails. Will HealthifyMe's AI-based fitness bet work? The startup has pivoted from being a services company to a SaaS model powered by an AI coach. How to avert a mega NBFC crisis India could convert some systemically important NBFCs to mid-sized banks. From our Partners How to borrow money and benefit from it? From our Partners What are NPAs? Here's how bad loans can affect a bank's finances Real estate market set for a comeback: 5 promising stocks from the sector Organised realty players are likely to benefit from market share gains amid sector-wide consolidation. Analysts are particularly betting on these five for your portfolio. Gold prices may see mild correction soon. What should be your investment strategy? While gold fundamentals are intact, experts feel there may be a small correction after the sudden spurt and Indian investors should make use of this. Top Mutual Funds SCHEME NAME RATING 1 M(%) 6 M(%) 1 YR(%) 3 YRS(%) Axis Bluechip Fund Direct Plan-Growth 1.21 11.84 12.50 16.77 Mirae Asset Large Cap Fund Direct- Growth 0.31 9.26 13.86 16.42 Reliance Large Cap Fund Direct-Growth -1.10 8.00 15.23 15.80 JM Core 11 Direct Plan-Growth -0.71 8.94 9.72 15.66 Sundaram Select Focus Fund Institutional-Growth 0.40 10.74 11.40 15.50 FeaturedDSP Equity Savings Fund Direct-Growth ★★★★★ -0.42 4.94 6.38 8.71 Start SIP Will this new platform for retail foreign exchange customers benefit you? Customers can expect their overall foreign exchange transaction costs to come down with this facility- a centralised electronic forex trading platform— FX-Retail. Mutual fund SIPs don't make equity investing risk-free. Here's why SIPs do reduce the risk of market timing & allow investors to buy more units when their price falls.

FEATURED SLIDESHOWS

The income-tax changes brought to you by Modi govt since 2014 How to avail a home loan under PMAY Smart things to know about rating downgrades of debt securities Types of tax notices and how to respond to them More Slideshows

Financial Calculators New LTCG tax calculator: Plan, compute your tax Use this tool to calculate long-term capital gains (LTCG) and the corresponding LTCG tax for listed shares and units of equity-oriented mutual funds. Tax Impact Calculator This tax calculator will help you estimate your tax liability. Just input your personal income details and know how much you would be liable to pay.

How much should you allocate to gold in your investment portfolio? Long-term return from gold might just be equal to the rate of inflation. Gold should be seen as a hedge against unforeseen events. Defaults aplenty: What is ailing India's NBFC sector? India's shadow banks are in the midst of a crippling liquidity squeeze that threatens to balloon into a full-blown crisis. ET Wealth looks closer at what is troubling the NBFCs. Banking, insurance, RERA: How to complain to financial ombudsmen ET Wealth lists how you can file a grievance with banking, insurance and RERA ombudsmen. Three ways to keep financial overconfidence in check Being too confident about one's financial abilities can spell disaster. Here's how you can keep it in check. Realty Hot Spot Series: What makes this established Ahmedabad locality a good place to buy a house The locality has a strong road network comprising 132 Feet Ring Road, 120 Feet Ring Road, 100 Feet Road, Netaji Road and Paldi Road. 7 best triple camera smartphones under Rs 20,000 Here are the seven best triple camera smartphones that are available in the market under Rs 20,000. Stock pick of the week: Analysts are upbeat about UPL's expanding global footprint Likely benefits from the US-China trade war, growing Latin American business, and reasonable valuations after the recent price correction have made it a top pick. Seen many examples of bad governance in recent times: Chirag Mehta, Quantum AMC "Minority shareholders are taken for granted and promoters do what suits them. Independence of boards is increasingly coming under scrutiny," says Chirag Mehta of Quantum AMC. Tax optimiser: How Choudhury can save Rs 57,000 in tax via NPS and other deductions ET Wealth tells readers how they can optimise their tax by rejigging their income and investments. Family finance: Businessman Mathur needs to build a bigger emergency corpus Apart from building an emergency corpus, Vishvas Mathur's other goals include saving for his child's education and wedding, and retirement. All you need to know about getting an extension on a home loan Home extension loans are cheaper than home loans. Any individual can apply for a home extension loan from a bank or finance company individually or jointly. What is a term insurance policy? Among insurance covers, a term insurance is ideal specially at the beginning of one's career till a large enough asset base is created. Alternative investment returns monitor: For the week ending June 26, 2019 As the attractiveness of alternative investments is increasing, here's a weekly tracker of returns.

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