How much is too much to invest in any asset class?

THE ECONOMIC TIMES Tue, Oct 02, 2018 | 06:32 AM IST ET Wealth Newsletter

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How much is too much to invest in any asset class? Buying too many insurance plans or borrowing too much can hurt your finances. 7 undervalued stocks with high growth potential over next one year Going by PE ratio and bell curve theory, these 7 stocks could be big winners over the next one year. Why you need 2-3 credit cards You can derive a lot of benefits and lower your costs by smartly using multiple credit cards. How the IAS corners all plum posts A difference of two marks in the civil services exam can keep out non-IAS officers from top posts. A popular court is not necessarily a constitutional court An institution preserves its majesty and inspires respect and confidence only when it respects its own limitations and the space carved out for others by the Constitution. Is the Supreme Court neglecting this? Batteries need their Make in India moment. Now. As the country tries to shift to electric vehicles, foreign-made batteries may not help for long because of their high prices and India's weather conditions. But manufacturers will set up shop only if there is a proper business case. From our Partners Recognising The Best Inherited Minds in the Business. Nominate Now Register today to celebrate your family business story. From our Partners Steps to reach your life goals We all have life goals that we need to focus on. Whether it is planning for your dream vacation or dream wedding, investing in the right financial instruments is the key to turning your life goals into realities. 7 of 10 biggest IPOs of 2018 in losses Majority of the IPOs launched in 2018 have fared poorly, underperforming the Sensex by an average 22%. How to choose long-term car insurance policy Post Supreme Court and Irdai orders, several long-term motor insurance policies have hit the market. Find out how to choose the best combination. Top Mutual Funds SCHEME NAME RATING 1 M(%) 6 M(%) 1 YR(%) 3 YRS(%) JM Core 11 Direct Plan-Growth -14.18 -3.66 -4.88 16.24 JM Core 11 Fund-Growth -14.23 -4.06 -5.65 14.72 ICICI Prudential Bluechip Fund Institutional I-Growth -6.54 5.38 9.18 13.84 Axis Bluechip Fund Direct Plan-Growth -7.71 8.29 13.49 13.60 ICICI Prudential Nifty Next 50 Index Direct-Growth -12.44 -4.09 -0.47 12.72 FeaturedDSP Liquidity Direct-Growth ★★★★★ 0.62 3.68 7.20 7.32 Start SIP Should you avoid credit risk mutual funds post IL&FS crisis? While the situation has been reasonably under control in the AAA-rated bonds, lower-rated bonds have seen a sharp spike in yields. Got a lump-sum to invest in equity? Use STPs to reduce risk While a large chunk of mutual fund investors have started putting money through SIPs, STPs can also prove useful in several situations.

Financial Calculators New LTCG tax calculator: Plan, compute your tax Use this tool to calculate long-term capital gains (LTCG) and the corresponding LTCG tax for listed shares and units of equity-oriented mutual funds. Tax Impact Calculator This tax calculator will help you estimate your tax liability. Just input your personal income details and know how much you would be liable to pay.

Why you should link investments to goals, not to market situations When simple investors see the price of their holdings fall each day, it is tough to make decisions. Here are some pointers to think about. Realty Hotspot Series: Good connectivity is a big plus for premium locality South Kolkata This high-end residential area of South Kolkata is a well-developed and premium residential area with good road, rail and metro connectivity. What should be your asset allocation according to your age? Here two types of asset allocations are considered. One is as per the '100-age' rule, which is a moderate approach, while the other is for those who can take higher risk. ET Wealth Model Portfolios: Losses contained by investing via SIPs The conservative portfolio of ET Wealth Model Portfolios has managed to generate a small but significant return for investors. How an adviser can help in organising your financial life The financial adviser can choose a wealth creation approach that is based on an agreed return at an acceptable level of risk. Want to surrender your life insurance policy? Here's a guide If you are confused about what will happen on surrendering your life insurance policy, here's everything you need to know about it. SC verdict on Aadhaar: Verification for investing, banking to get time-consuming and costlier After the SC disallowed private parties from obtaining Aadhaar, they will have to revert to the old practice of physical verification. How to choose Bluetooth headphones Just like standard headphones, Bluetooth headphones also come in different designs. Each design has its pros and cons when it comes to portability, storage, comfort and battery. How to determine asset allocation of your portfolio ​Investment time horizon is the time to the financial goal, so shorter the time horizon higher the allocation to low risk products.​ How to set up e-mandate for SIP in MFs To reduce the paperwork and time involved in setting up a debit mandate, registrars of mutual funds have introduced e-mandate for investments. UTI Equity Fund: Needs to be more consistent in its performance The fund's return profile has suffered in recent years owing to a strict focus on quality, but the fund has exhibited a strong run this year. SIP is a wonderful tool to help you ride out volatility: N S Venkatesh, AMFI "Any retail investor should look at SIP as the first port of call and use it to build long-term wealth. One cannot time the market on a sustained basis." Tax Optimiser: Kadam can cut tax outgo by Rs 67K via NPS, tax free perks Sudhir Kaushik of Taxspanner.com tells Anil Kadam that as the sole breadearner, he should buy a term insurance cover of at least Rs 1 crore. Family Finance: Why Kolkata-based Das couple will have to put off some goals Sanjoy and Lovely Das have goals such as building an emergency corpus, buying a house and saving for retirement. Stock pick of the week: Why analysts are bullish on Tata Communications Substantial reduction in loss, 5G opportunities specifically and the data revolution among other things have made Tata Comm analysts' favourite. Gurgaon-based startup Burger Singh specialises in burgers with desi flavours "We are expecting a three-fold growth," Kabir Jeet Singh and Nitin Rana, the duo launched Burger Singh in November 2014. Alternative investment returns monitor: For the week ending September 26, 2018 Here's a weekly tracker of returns from alternative investments. But don't compare these with traditional investments as the purpose of them is vastly different.

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